Yashveera Rambojan
Central Flacq
Summary
Credit professional with comprehensive experience in credit evaluation and risk mitigation. Recognized for fostering collaboration within teams and delivering reliable results, adapting seamlessly to evolving business needs. Expertise in KYC analysis, decision making, and business relationship management.
Overview
4
4
years of professional experience
Work History
Credit Officer
Rogers Capital
12.2023 - Current
- Assess creditworthiness of prospective and current clients (individuals and corporate) - For Consumer Finance, Leasing and Unsecured loan.
- Make clear and informed recommendations to the Approval Authority to mitigate the risks identified in the Credit Proposals.
- Ensure turnaround time for each Credit Proposal is within the agreed SLA.
- Ensure compliance with the company’s Credit Policy, other internal policies and regulatory guidelines.
- Ensure operational excellence in the delivery of services and actively participate in the development of the business with new ideas.
- Work as a team and share expertise & knowledge.
- Evaluated credit applications and assessed risk profiles for loan approvals.
- Analyzed financial statements to determine applicant creditworthiness and repayment capacity.
- Collaborated with clients to gather necessary documentation and provide guidance on loan products.
- Monitored existing accounts for compliance with credit policies and timely repayments.
- Trained junior staff on credit assessment methodologies and best practices in risk management.
Regulatory Operations Unit - Trainee
Bank One
01.2023 - 12.2023
- Review of High Risk and Medium Risk Files (GBC, Para-statal bodies, FI, Societe, Foundation, Foreign Entities, Funds, Domestic Companies, Individuals etc).
- Perform screening checks using (Accuity, World Check, Google Search).
- Responding to client queries with regards to the reviews which are ongoing and provide timely response.
- Verification of name of individuals (Director, Shareholder, Authorised signatories) and entity name against the internal negative list.
- Verification of physical documents received from client before signing off.
- Monitor the documents received by Regulatory operations and ensure end to end process is being adhered to.
- Ensure prompt communication is being sent to client for the Documents follow up Campaign (3 Letter communication).
- Provide support for timely submission of information to be reported to Senior Management/Leadership Team.
Contact Centre - Trainee Contact Centre Representative
Bank One
06.2022 - 08.2022
- Contact clients to inform and provide assistance with regards to the Visa to MasterCard transition project.
- Verify validity of client documents and personal details on the bank’s internal database.
- Conduct data clean up on client profiles and update the bank’s internal database with updated personal details of cardholders.
Funds and Financial Institution Department – Trainee Associate
DTOS Ltd
12.2021 - 02.2022
- Engage in day-to-day management and administration of global business companies under the supervision of the Senior Management/Leadership Team.
- Conduct due diligence exercise as per established procedures (Perform KYC screenings and checks using Accuity, World Check and Google Search).
- Verification of name of Director, Shareholder, Authorized signatories and Entities against the internal negative list/PEP list.
- Conduct an investment risk assessment on client and attributing an updated risk rating based on findings following required verifications.
Education
Cambridge School Certificate -
Cambridge General Certificate of Education - undefined
Curtin Mauritius – BCom - Accounting and Finance
Curtin Mauritius
06.2025
Skills
- Effective Communication Skills
- Teamwork Skills
- Strong Work Ethic Skills
- Adaptability Skills
- Effective Learning Skill
- Analytical Skills
- Meticulous
- Computer Literate
- Compliance assessments
- Documentation management
- Credit analysis
Extracurricular Activities
Model United Nations Conference 2014 (Zonal Level) – Delegate of Bahamas Member of Model United Nations Club – MGSS Flacq Member of Benevolent Club, Book Club, Literary Club, Sports Club and Science Club – MGSS Flacq
Timeline
Credit Officer
Rogers Capital
12.2023 - Current
Regulatory Operations Unit - Trainee
Bank One
01.2023 - 12.2023
Contact Centre - Trainee Contact Centre Representative
Bank One
06.2022 - 08.2022
Funds and Financial Institution Department – Trainee Associate
DTOS Ltd
12.2021 - 02.2022
Cambridge General Certificate of Education - undefined
Cambridge School Certificate -
Curtin Mauritius – BCom - Accounting and Finance
Curtin Mauritius
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