Summary
Overview
Work History
Education
Skills
Affiliations
Accomplishments
Certification
Languages
References
Timeline
Generic
Rajiv Kumar Jankee

Rajiv Kumar Jankee

Brisee Verdiere,FL

Summary

Dynamic leader with extensive experience at Absa Bank, excelling in risk management and credit analysis. Proven track record in driving strategic credit policy modifications and enhancing collections strategies. Adept at stakeholder engagement and team leadership, successfully managing complex portfolios while maintaining high-quality standards and optimizing operational efficiency.

Overview

22
22
years of professional experience
1
1
Certification

Work History

Head of RBB Credit

Absa Bank (Mauritius) Ltd
02.2018 - Current
  • Developed and managed risk appetite delivery for Retail and SME portfolios.
  • Drove credit policy modifications to align with strategic business goals.
  • Executed Collections Strategy to refine impairment processes.
  • Built and monitored scorecards and credit models to enhance efficiency and outcomes.
  • Led credit sanctioning team in appraising large and complex cases within Wealth and SME segments.
  • Managed loan book growth while maintaining portfolio quality standards.
  • Analyzed credit data to identify risk patterns and drive product improvements.
  • Led a team to deliver on a retail portfolio acquisition involving portfolio due diligence review, credit provisioning estimations and successful migration
  • Supported establishment of revamped lending frameworks for Wealth segment and Digital product

Business Support and Corporate Recovery Manager

Absa Bank (Mauritius) Ltd
Port Louis, Mauritius
09.2016 - 02.2018
  • Oversaw recovery strategies for watchlist and recovery accounts across diverse sectors.
  • Managed restructuring of selected Business Banking and SME cases.
  • Directed Receivership processes for ongoing distressed cases.
  • Represented bank in court during seizure proceedings.
  • Administered adjudicated properties to maximize asset recovery.
  • Collaborated closely with legal team on recovery-related matters.
  • Engaged with administrators, receiver managers, and insolvency practitioners to facilitate case resolutions.

Portfolio Manager

Absa Bank (Mauritius) Ltd
Port Louis
04.2013 - 09.2016
  • Oversaw credit provisioning for retail products, ensuring compliance and operational efficiency.
  • Monitored credit models and scorecards to evaluate risk and performance metrics.
  • Administered credit approvals for outside policy/complex cases, maintaining strict adherence to guidelines.
  • Evaluated portfolio quality through regular reviews to identify risks and opportunities.
  • Collaborated with regulators to ensure transparency and address potential concerns.
  • Implemented policy changes to manage book growth and optimize risk appetite.
  • Reviewed collections strategies to influence positive impairment outcomes effectively.
  • Conducted ongoing assessments of credit models to enhance accuracy in decision-making.

Collections and Recoveries Manager

Absa Bank (Mauritius) Ltd
Port Louis
02.2007 - 04.2013
  • Directed daily operations of a 40-person team to optimize collections and recoveries.
  • Collaborated with credit teams to assess sectors and employers for distressed case identification.
  • Partnered with regional teams to implement forbearance programs during financial crises.
  • Managed supplier relationships for outsourced collections by reviewing and challenging performance continuously.

Senior Collections Officer

Absa Bank (Mauritius) Ltd
Port Louis
02.2006 - 02.2007
  • Managed collections processes for delinquent accounts to ensure timely payments.
  • Communicated with clients to negotiate payment plans and resolve disputes.
  • Collaborated with team members to enhance collection strategies and efficiency.
  • Provided training and support to junior staff on collection procedures and techniques.
  • Assisted in developing new policies and procedures relating to collections processes.

Cashier, Customer Advisor & Prestige RM

Absa Bank (Mauritius) Ltd
Port Louis
06.2003 - 02.2006
  • Directed recruitment and enrollment activities to enhance staffing efficiency.
  • Cultivated strong client relationships through personalized service and regular communication.
  • Facilitated onboarding for new clients, ensuring seamless completion of initial paperwork.
  • Collaborated with cross-functional teams to streamline services and improve client experience.
  • Answered customer inquiries regarding investments, providing timely and accurate information.
  • Drove retail product sales from a front office perspective, maximizing revenue opportunities.

Education

Master of Science - Risk Management

University of Mauritius
Mauritius
10-2011

Bachelor of Science - Management

University of Mauritius
Mauritius
07-2003

Skills

  • Risk management and regulatory compliance
  • Credit and portfolio analysis
  • Collections strategy and financial assessment
  • Business restructuring and strategic planning
  • Stakeholder engagement and effective communication
  • Data analysis and problem solving
  • Negotiation and team leadership

Affiliations

  • Loves plants and gardening

Accomplishments

  • Collections training in BarclayCard UK
  • Collections training in SA & Botswana
  • Attended Conformance Review in Kenyan Business
  • Performance rated "Very Strong" since last 7 years with an "Outstanding" performance rating in 2024

Certification

  • Barclays Values Award for Excellence 2016
  • Recognition certificate for "exceptional contribution to grow Asset Book" in 2022
  • Recognition certificate in the 'Best Collaboration' category for HSBC portfolio acquisition
  • Certificate of Recognition in appreciation to outstanding contribution, dedication and commitment for the HSBC portfolio acquisition

Languages

English
First Language
French
Advanced (C1)
C1

References

References available upon request.

Timeline

Head of RBB Credit

Absa Bank (Mauritius) Ltd
02.2018 - Current

Business Support and Corporate Recovery Manager

Absa Bank (Mauritius) Ltd
09.2016 - 02.2018

Portfolio Manager

Absa Bank (Mauritius) Ltd
04.2013 - 09.2016

Collections and Recoveries Manager

Absa Bank (Mauritius) Ltd
02.2007 - 04.2013

Senior Collections Officer

Absa Bank (Mauritius) Ltd
02.2006 - 02.2007

Cashier, Customer Advisor & Prestige RM

Absa Bank (Mauritius) Ltd
06.2003 - 02.2006

Master of Science - Risk Management

University of Mauritius

Bachelor of Science - Management

University of Mauritius

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Rajiv Kumar Jankee