Zixin Yao

Account management and cash management for six subsidiaries.

• Forecasted cash flow needs, and monitored accounts payable. The average daily managed funds amount to $250 million.
• Analyzed bank performance metrics, and formulated corporate strategy. The number of accounts opened and managed reached 45, involving 5 online banking platforms.
• CIPS project implementation in Mauritius, including bank account opening, agreement negotiating, and e-banking online banking add-on.

FX management for four subsidiaries; FX trading volume reaches $15 million per month.

• Analyzed potential exchange gain and established SWAP trading capability for the Mauritius subsidiary.
• Established offshore, and IHB FX buying facility.
• Sorted out and ensured compliance with strict foreign exchange control national management regulations.

L/G management for the Kenya rep office; L/G's issuing and receiving amount reaches $5 million.

• Established reissuing relationships.
• Claimed on cross-board L/G.

LC management for the Kenya rep office: LC's receiving amount reaches $20 million per year.

• Built a complete L/C financing solution and issuing solution for customers.
• Managed local L/C

Maintained relationships with existing banking partners to ensure smooth processing of payments and transfers.

• Account and cash management for one subsidiary in South Africa and four subsidiaries in Europe.
• FX management for Sparkoo, South Africa. Developed forward foreign exchange strategies, with an annual trading volume reaching $20 million.
• Fintech solution for a subsidiary in Nigeria. Research Fintech's account management, risk control, foreign exchange purchase, and settlement capabilities, and provide end-to-end solutions.

• Managed three trade finance instruments, including a Banker's acceptance bill, a commercial acceptance bill, and invoice financing, and overseas agent payment. Trading volume reaches $1 million USD per month.
• Participated in strategic planning initiatives related to capital structure optimization or funding.