Summary
Overview
Work History
Education
Skills
Baking
Additional Information
Languages
Timeline
Generic

Sanjini Lukshmi NAGHEE REDDY

Cocoterie Road, Baie Du Tombeau

Summary

Highly motivated and goal-driven Financial Analyst skilled in collecting, monitoring and studying data to analyze financial status and recommend business strategy. Experienced in qualitative and quantitative analysis, contract management and forecasting. Tech-savvy in use of spreadsheets, accounting and financial management software.

Overview

8
8
years of professional experience

Work History

Financial Analyst

SBM Bank (Mauritius) Ltd
10.2022 - Current
  • Monitor, analyse and track financial performance of various lines of business and overall bank with comparison to budget and previous periods.
  • Conducted detailed financial analysis to identify and evaluate changes in operations, trends and potential areas of improvement.
  • Perform Market Share and Peer Bank analysis.
  • Track and perform critical analysis of benefits derived from new initiatives.
  • Prepare reports on Bank's performance and other ad-hoc reporting and analysis for submission to Board.
  • Facilitate smooth month-end close processes by efficiently reconciling accounts and addressing discrepancies promptly.
  • Ensure accuracy of data from core system into data warehouse through reconciliation reports.
  • Apply best practices in Management Accounting principles and continuously seek enhancement to correctly reflect profitability.
  • Assist in the budgeting process and methodology for Funds Transfer Pricing and Activity Based Costing.
  • Collaborated with cross-functional teams to optimise budgets, resulting in improved resource allocation.
  • Initiated process improvements that increased the efficiency of budgeting cycles while maintaining accuracy standards.
  • Ensure high level of service standards including level of ethics and integrity in line with SBM values.
  • Compute RAROC for lending facilities.
  • Perform any other duties as and when required.

Finance Officer

ABC Banking Corporation Ltd
01.2022 - 09.2022
  • Prepared monthly reconciliation of bank accounts and took corrective actions on deviations.
  • Improved budget planning and forecasting with thorough analysis of historical data and market trends.
  • Analyzed financial statements against forecasts to prepare high-level variance analysis.
  • Monitored budget and revenue trends, compiling reports for company leadership to inform decision-making.
  • Collaborated effectively with cross-functional teams to achieve shared financial goals and objectives.
  • Enhanced internal control systems and procedures to mitigate risk and support opportunities.
  • Championed process improvements that led to significant time savings in monthly close procedures without compromising data integrity or accuracy.
  • Provided mentorship to juniors, ensuring professional development to improve overall performance.
  • Ensured compliance with regulatory requirements by staying current on industry standards and updating policies accordingly.
  • Checked payroll, vendor payments, commissions and other accounting disbursements for accuracy and compliance.
  • Prepared internal and regulatory financial reports, balance sheets and income statements.
  • Established internal audit procedures to validate and improve accuracy of financial reporting.
  • Reviewed and maintained the Bank's Fixed Asset Register.
  • Prepared schedules for auditors and worked on the Bank's Annual Report.
  • Complied with established internal controls and policies.

Accounts Assistant

ABC Banking Corporation Ltd
03.2017 - 12.2021
  • Maintained clean and organized files by keeping accounts payable records up-to-date.
  • Performed administrative and clerical duties such as word processing, data entry, faxing and copying.
  • Processed payments and documents such as invoices, journal vouchers, employee reimbursements, and statements.
  • Communicated and resolved disputes with clients regarding outstanding invoices, payments and adjustments.
  • Contributed to a positive work environment through effective teamwork, communication, and collaboration within the accounting department.
  • Supported the accounting team with month-end closing procedures, ensuring timely completion and accurate reporting.
  • Assisted in the preparation of accurate financial reports for senior management decision making.
  • Facilitated smooth audits by maintaining accurate records and providing prompt responses to auditor requests.
  • Maintained account accuracy by reviewing and reconciling checks monthly.
  • Assisted with preparation of budget figures.
  • Reviewed and maintained the Bank's Fixed Asset Register.
  • Perform cash count on a monthly basis.
  • Respond to internal and external audit queries.
  • Perform any other cognate duties as and when required.

Trainee

ABC Banking Corporation Ltd
12.2016 - 03.2017
  • Learned new materials, processes, and programs quickly.
  • Supported departmental tasks to increase understanding of industry processes.
  • Established lasting relationships with peers, leadership and customers using strong communication and interpersonal skills.
  • Assisted with account reviews and preparation for account reviews.
  • Verified financial journals for clarity and completion under supervisor direction.
  • Drafted financial reports to support comprehensive investigations.
  • Monitored financial performance indicators, identifying trends and providing recommendations for improvement.
  • Tracked and documented expenses to support budget administration.
  • Assisted with audits of accounts, vouchers and records.
  • Prepared company tax returns and other financial filings.
  • Tracked budget forecasts and monitored budget performance.

Education

MBA - Financial Risk Management

University of Technology Mauritius
La Tour Koenig, Pointe-aux-Sables, Port Louis
02-2020

Bachelor of Science - Business Statistics With Finance

University of Mauritius
Reduit, Moka, MAURITIUS
06-2016

Skills

  • Conversant with Microsoft Excel, Microsoft Powerpoint, Microsoft Word
  • Conversant with computer systems such as, Stata Statistical software, IBM SPSS Statistic software, R Statistical software, SAGE Pastel, Core Banking Software - Oracle Flexcube
  • Financial and operational reporting
  • Financial statement analysis
  • Variance analysis
  • Able to remain calm in stressful situations and able to work under pressure
  • Budget support
  • Able to work efficiently and effectively, both independently and in a team
  • Report preparation
  • Self motivated
  • Excellent attention to detail
  • Dynamic

Baking

My fondness for baking began when I was in high school and my father bought me my first stand mixer. I started experimenting with ingredients and it's amazing how these ingredients do not amount to much on their own but when combined in the right way, they turn from ordinary to something extraordinary. Baking for me is not only relaxing but is also a way to work on my existing skills whilst developing new ones. What I love the most about it is that it allows me to connect with other people through the desserts I make. I love creating desserts for holidays and bake for my loved ones.

Additional Information

I was the President of the Staff Welfare Committee at ABC Banking Corporation Ltd from January 2021 to September 2021. Prior to that, I held the position of Vice President of the Staff Welfare Committee for a year.

During my time in middle school and high school. I was appointed as a prefect for 3 years.

Languages

English
Advanced (C1)
French
Advanced (C1)

Timeline

Financial Analyst

SBM Bank (Mauritius) Ltd
10.2022 - Current

Finance Officer

ABC Banking Corporation Ltd
01.2022 - 09.2022

Accounts Assistant

ABC Banking Corporation Ltd
03.2017 - 12.2021

Trainee

ABC Banking Corporation Ltd
12.2016 - 03.2017

MBA - Financial Risk Management

University of Technology Mauritius

Bachelor of Science - Business Statistics With Finance

University of Mauritius

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Sanjini Lukshmi NAGHEE REDDY