Rimena Vydelingum
Summary
Credit professional with experience in analyzing credit data and financial statements to assess risk and ensure compliance with lending standards. Known for collaborative approach and delivering results that align with company goals.
Overview
8
8
years of professional experience
Work History
Credit Analyst
The Mauritius Commercial Bank Ltd
01.2024 - Current
- Enhanced credit risk assessment for credit requests of simple to complex nature (working capital finance and project finance mainly) by conducting thorough financial statement analysis and cash flow assessments.
- Assist relationship teams in client visits and meetings to bring in credit expertise on credit facilities and help customers find the most appropriate solution to their financing needs.
- Ensure compliance with internal policies and regulatory requirements through diligent documentation of all credit decisions.
- Provide recommendations to relationships resources with a view to secure the bank's interest, and mitigate credit risks.
- Collaborate with relevant internal and external stakeholders to develop and finalize financing requests and meet tight deadlines
Business Analyst
SBM Bank (Mauritius) Ltd
10.2020 - 12.2023
- Develop financing requests, through the analysis of risks and returns mainly for conglomerates in Mauritius.
- Obtain a thorough understanding of the products offered by the bank, the internal and external polices and guidelines and the key areas of assessment for corporate finance.
- Liaised with internal teams such as Legal, Finance, Treasury, Documentation and Compliance to ensure an efficient client service delivery.
- Assist in the documentation and disbursement process for facilities approved by the Bank and internal and external reporting.
Audit Associate 3
KPMG Mauritius
01.2017 - 10.2020
- Planned and executed financial statement audits in various sectors, mainly in the Banking Industry, for clients such as ABSA Bank (Mauritius) Ltd, Investec Bank Limited, Habib Bank Limited, Sagar Group of Hotels and ENL Group.
- Assessed internal controls and obtain a thorough understanding of key processes revolving around Loans and advances, Deposits, Placements and Trade finance products and activities.
- Supervise, train, evaluate and provide feedback for Audit Associates 1 and 2 to ensure their future development.
Trainee Audit Associate
Deloitte Mauritius
06.2016 - 07.2016
- Versatility and the multi-tasking ability - being a trainee I had to work with various teams about different audits
Education
Certified Financial Analyst (Level 1 Ongoing)
ACCA member -
ACCA
Bachelor of Science - Accounting (Minor Finance)
University of Mauritius
Cambridge Higher School Certificate and School Certificate -
Sharma Jugdambi SSS
Skills
- Risk Assessment
- Financial Analysis
- Communication skills
- Versatility
- Fast Learning
- Proactive and solution oriented
Accomplishments
- Recipient of the KPMG 'Cheers' Award which is a recognition of continuous commitment and contribution to KPMG's growth and success.
- HSBC/Hong Kong University Asia Pacific Business Competition - Runner up.
- ICAEW Business Case Competition - Member of the winning team.
Timeline
Credit Analyst
The Mauritius Commercial Bank Ltd
01.2024 - Current
Business Analyst
SBM Bank (Mauritius) Ltd
10.2020 - 12.2023
Audit Associate 3
KPMG Mauritius
01.2017 - 10.2020
Trainee Audit Associate
Deloitte Mauritius
06.2016 - 07.2016
Bachelor of Science - Accounting (Minor Finance)
University of Mauritius
Cambridge Higher School Certificate and School Certificate -
Sharma Jugdambi SSS
Certified Financial Analyst (Level 1 Ongoing)
ACCA member -
ACCA
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