Prishnee Shamlaul
Plaine Magnien,GP
Summary
- A Credit Analyst with adequate experience in assessment of corporate (local) credit applications.
- Goal oriented seeking to enhance my risk analytical skill through an expanded portfolio of local and international clients.
- Willing to learn and shoulder new responsibilities while adapting to a new organization and its culture.
- Currently undertaking ACCA Courses with an expected completion date of December 2025.
Overview
6
6
years of professional experience
Work History
Credit Analyst
SBM Bank (Mauritius) Ltd
05.2019 - Current
- Enhanced credit risk assessment of clients tagged under large corporates by conducting thorough analysis of their risk profile based on both financial and non financial information.
- Ensuring accurate credit evaluation by assessing Borrower's financial health, repayment capacity and security cover and highlighting the main risks and mitigants,
- Conducting periodic reviews of existing accounts and recommending appropriate actions to mitigate credit risks.
- Ensuring that a detailed credit note with the proper recommendations with all appropriate terms, conditions and covenants is sent to the relevant approving authority.
- Compliance with Internal policies and regulatory requirements.
- Drafting of facility agreements following receipt of approval from relevant approving authorities,
- Ensured compliance with internal policies and regulatory requirements.
- Collaborate on a regular basis with Sales Team, Performance Management Team, Research & Strategy Team, amongst others for comprehensive client assessments.
- Stay informed on industry trends and economic indicators.
- Conducted credit assessments of clients tagged under Small and Medium Enterprises and Microfinance during first 3-5 months of joining the Bank.
- Mentoring of new recruits in the department.
- Carried out induction training for new recruits at the Bank.
- Facilitated knowledge sharing across the organizations by providing training sessions on credit risk management best practices.
Management Support Officer
Ministry Of Health
07.2018 - 04.2019
- Provided administrative support to senior managers enabling them to focus on strategic decisionmaking.
- Handled confidential information with discretion, maintaining privacy standards within the organization.
- Preparing and scrutinizing of confidential documents regarding staff emoluments and ensuring proper filing of records.
Analyst
Rogers Capital
01.2018 - 06.2018
- Looking after the day to day management, administration and accounting of insurance related services companies
- Liaising on an ongoing basis with clients and business partners
- Handling a portfolio of clients being insurance related companies.
- Ensuing proper records are maintained and compliance with local legislations.
Trainee Assistant Trust Administrator
Vistra (Mauritius) Ltd
09.2017 - 12.2017
- Assisting senior management in managing a portfolio of clients.
- Ensuring proper records are kept.
- Liaising with clients, banks and client's auditor on an ongoing basis.
Education
ACCA Level 2 (ongoing) -
London School of Accountancy
12.2025
Bachelor of Science - Banking And International Finance-1st Class Honors
University of Technology, Mauritius
09.2017
Higher School Certificate -
France Boyer De La Giroday SC
11.2013
School Certificate -
France Boyer De La Giroday SC
11.2011
Skills
- Analytical Thinking
- Financial and Non Financial Risk Analysis
- Attention to details
- Strong Communication Skill
- Positive attitude towards work
- Ability to work under tight deadlines
- At ease with team work
- Knowledge of regulatory guidelines and industry standards
- Proficient in MS Office Tools (MS Word, MS Excel)
Affiliations
- Doing Physical Exercises
- Reading
References
References available upon request.
Timeline
Credit Analyst
SBM Bank (Mauritius) Ltd
05.2019 - Current
Management Support Officer
Ministry Of Health
07.2018 - 04.2019
Analyst
Rogers Capital
01.2018 - 06.2018
Trainee Assistant Trust Administrator
Vistra (Mauritius) Ltd
09.2017 - 12.2017
ACCA Level 2 (ongoing) -
London School of Accountancy
Bachelor of Science - Banking And International Finance-1st Class Honors
University of Technology, Mauritius
Higher School Certificate -
France Boyer De La Giroday SC
School Certificate -
France Boyer De La Giroday SC
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