Dynamic professional with strong analytical skills and knowledge of the Banking Industry. Team player, results and detail oriented, trustworthy and hard working. Additionally, avid learner, works well under pressure, keen in applying modern management concepts in business and capable of introducing innovations and completing assigned tasks within specific deadlines.
Overview
20
20
years of professional experience
Work History
Analyst – Corporate Banking
State Bank (Mauritius) Ltd
03.2014 - Current
Analysing credit proposals of clients for different facilities (Background of client, Financial Analysis, Ratios, Repayment Capacity, Security Analysis, Conduct of account).
Follow-up with clients and Credit Services Unit for disbursement of facilities.
Monitor covenants for syndicated loan facilities.
Solution oriented mind.
Liaising with relationship officers for information and queries where necessary.
Compliance with Anti-money Laundering Act.
Analyse the market and industry risks in which the client is operating.
Career path – MAIN
Credit and Risk analyst
ABC Banking Corporation Ltd
10.2013 - 10.2013
Assessing credit worthiness of clients for different types of loans and leases.
Conduct research on clients’ background through their financials, MCIB report.
Liaising with relationship officers for information and queries where necessary.
Assisting management in decision-making process.
Also, concentrates on the market and operational risk of the Bank.
Report writing as per the requirements of the Bank of Mauritius.
Formulating risk management parameters.
Compliance with Anti-money Laundering Act.
Assess the security being offered for the credit facility granted.
Assess repayment capacity of client through its Cash flow Statement, bank statement and profits.
Career path – OTHER EXPERIENCE
Business analyst
State Bank of Mauritius
09.2009 - 10.2011
Analysing credit request of individuals and companies through financials.
Liaise with different stakeholders for information about clients.
Assessing credit worthiness of clients through annual reports, business plans and MCIB reports.
Establishing an opinion on the decision-making process.
Highlighting caution listed clients.
Analyse the market and industry risks in which the client is operating.
Internship as accounts clerk
Star Knit Trading Ltd
06.2008 - 08.2008
Other
Auditor
Kemp Chatteris Deloitte
02.2006 - 06.2006
Conducting audit work on major banking and non-banking institutions.
Assisting in Stock-take.
Education
Association of Chartered Certified Accountants (ACCA)-Level 3 -
ACCA
12.2026
BSc (Hons) - Finance with Law
06.2009
Cambridge Higher School Certificate - undefined
11.2005
Cambridge School Certificate - undefined
11.2003
Skills
Information Technology
Microsoft Office
- Extensive use of Word, Excel, Outlook
- Knowledge of PowerPoint
Hobbies and Interests
Personal interests, - Swimming & Football, - Reading
Languages
English
Advanced (C1)
CUST
Supporting Documentation Furnished Upon Request
Timeline
Analyst – Corporate Banking
State Bank (Mauritius) Ltd
03.2014 - Current
Credit and Risk analyst
ABC Banking Corporation Ltd
10.2013 - 10.2013
Business analyst
State Bank of Mauritius
09.2009 - 10.2011
Internship as accounts clerk
Star Knit Trading Ltd
06.2008 - 08.2008
Auditor
Kemp Chatteris Deloitte
02.2006 - 06.2006
BSc (Hons) - Finance with Law
Cambridge Higher School Certificate - undefined
Cambridge School Certificate - undefined
Association of Chartered Certified Accountants (ACCA)-Level 3 -