Dharveshsingh Gourdeale, CFA

• Develop and nurture strong relationships with key stakeholders across various DFIs.
• Drive business development and revenue growth by proactively offering FI & treasury products.
• Oversee the DFI portfolio, recommending strategies to enhance revenue and return on capital.
• Prepare detailed credit memos for credit/treasury limit setup/renewal, confidently present to credit committees for approvals.
• Forge impactful internal partnerships to provide unparalleled service to DFI clients.
• Co-lead capital/funding initiatives, skillfully pitching the bank's credit profile to investors and negotiating optimal terms.
• Maintain up-to-date awareness of business opportunities and the Sub-Saharan African economic and political landscape.

Achievements:

• Secured approval for USD 250 million aggregate credit and treasury limits for two African DFIs, resulting in income on exposure of USD 50 million by August 2023.
• Co-led successful approval for a USD 150 million long-term climate-related credit facility in favor of the bank, negotiating favorable pricing and covenants.
• Confirmed in role within three months, showcasing rapid adaptation and valuable contributions.

• Prepared ALCO and other ALM packs with analytical focus on the bank's balance sheet, liquidity and interest rate risk management, hedging instruments, fixed income portfolio evolution, and capital structure.
• Conducted ALM-related stress tests, modeling, and scenario analyses.
• Delivered regular insightful ALM presentations in committees and meetings, addressing mainly heads.
• Assisted in formulating ALM policies, strategies, and balance sheet planning exercises considering market and economic updates.

Achievements:

• Raised awareness through successful training sessions on novel RAROC & risk-based pricing methodologies.
• Recognized as an FTP and RAROC expert, sought out by colleagues within the bank.

• Extracted, organized, and analyzed data for analytical ALCO reports reviewed by the manager and presented to top management for strategic decisions.
• Actively engaged in research, ALM content creation, special projects, and stakeholder engagement.

Achievements:

• Co-led the overhaul of the FTP methodology and introduced key ALM analytics.
• Conducted influential FTP training sessions and ALCO related presentations to senior management.
• Assisted in establishing a robust ALM function within the bank, leading to promotion to ALM specialist.

• Participated in a structured flagship graduate program, gaining a holistic understanding of banking operations, risk management, financial services and strategic finance through rotations and assignments.

Achievements:

• Presented critical improvements to Funds Transfer Pricing methodology and ALCO reporting, securing confirmation in finance analyst role