Hrithik Akhilesh Boojhawon

• Lead the preparation and execution of restructuring plans for distressed clients in accordance with internal credit risk policies.
• Conduct on-site visits and client meetings to assess borrower operations and propose realistic recovery strategies.
• Analyze financial statements and prepare cash flow forecasts to evaluate repayment capacity.
• Ensure compliance with IFRS 9 standards through appropriate classification of credit facilities and calculation of Expected Credit Losses (ECL).
• Collaborate with Finance and Risk departments to align provisioning requirements with financial reporting.
• Assist in identifying non-performing assets and propose strategies for recovery or legal action.
• Maintain up-to-date documentation and ensure all credit recovery activities are compliant with internal policies and regulatory requirements.

• Preparation of statement of account.

• Attending queries of clients.

• Processing of Tax Certificate for Home Loan application.

• Checking of payment vouchers.

• Scanning and uploading KYC documents of clients on Finacle system.

• Contacting clients regarding their Tax Certificate, Loan, Guarantors and RSS Statements.

• Verification of database of individuals in respect of queries from FIU, ICAC and MRA.

• Remained calm, stayed professional and provided exceptional service on calls, even when interacting with difficult individuals.